Privacy Policy

Effective Date: 16 April 2025

Overseas Mortgages SL (“we”, “us”, or “our”) is committed to protecting your privacy and ensuring that your personal data is handled securely and in compliance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR).

1. Who We Are

Company Name: Overseas Mortgages SL

Address: Calle Litio, 1 – bajo B, 28045 Madrid, Spain

Email: info@overseasmortgages.es

2. What Information We Collect

We may collect and process the following types of personal data:

• Identification details (name, surname)

• Contact information (email address, phone number)

• Financial information (budget, mortgage needs)

• Property preferences

• Any other data you voluntarily provide via our website, forms, or communication channels.

3. How We Use Your Data

We use your personal data for the following purposes:

• To respond to inquiries and provide consultations

• To assist you in obtaining mortgage offers or financing options

• To provide customer support

• To improve our services

• To send updates, offers, or newsletters (only with your consent)

4. Legal Basis for Processing

We process your personal data on the following legal bases:

• Your consent

• To fulfill a contract or pre-contractual obligations

• Compliance with legal obligations

• Our legitimate interests (e.g., improving services, fraud prevention)

5. Sharing Your Data

We do not sell your data. However, we may share your data with:

• Mortgage lenders, banks, or legal professionals to process your request

• Service providers that assist us in running the website and our operations

• Authorities if required by law

6. International Data Transfers

Your data is processed within the European Economic Area (EEA). If we transfer your data outside the EEA, we ensure adequate protection is in place.

7. Your Rights Under GDPR

You have the right to:

• Access your personal data

• Rectify inaccurate or incomplete data

• Erase your data (“right to be forgotten”)

• Restrict or object to processing

• Data portability

• Withdraw consent at any time

• Lodge a complaint with a data protection authority

To exercise these rights, please contact us at info@overseasmortgages.es

8. Data Retention

We retain your personal data only for as long as necessary for the purposes for which it was collected and to comply with legal obligations.

9. Security

We take reasonable technical and organizational measures to protect your data from loss, misuse, or unauthorized access.

10. Cookies & Tracking

Our website may use cookies to enhance user experience. You will be given the option to manage cookie preferences upon your first visit.

11. Contact Us

If you have any questions about this Privacy Policy or how we process your data, you can contact us at:

Overseas Mortgages SL

Calle Litio, 1 – bajo B

28045 Madrid, Spain

Email: info@overseasmortgages.es